CM Punjab Kissan Card 2025 – Registration, Eligibility & Last Date?

May 25, 2025 Shaukat

CM Maryam Nawaz Punjab’s Biggest Kissan Card Program

The CM Punjab Kissan Card 2025 is a major program started by the Punjab Agriculture Department with support from the Punjab Information Technology Board (PITB). This scheme gives interest-free loans to farmers to buy fertilizers, seeds, and other farming essentials. The Bank of Punjab (BOP) will issue the Kissan Card, making it easy for farmers to get financial help.

This guide will cover everything about the CM Punjab Kissan Card like eligibility, loan details, benefits, how to apply, last date to apply, repayment process, and frequently asked questions (FAQs). So, keep reading till the end to get complete details!

Key Features of CM Punjab Kissan Card

Feature	Details
Financial Aid	Up to Rs. 150,000 per season
Loan Amount per Acre	Rs. 30,000 per acre
Eligibility	Farmers with 1 to 12.5 acres of land
Interest Rate	0% (Interest-Free Loan)
Payment Method	Bank Transfer or Vendor Purchase
Repayment Period	6 months + 1-month grace period
Issued By	Bank of Punjab (BOP)
Registration Method	SMS Registration
Scheme Budget	Rs. 9.5 Billion per season

Kissan Card Eligibility Criteria for Punjab Farmers

To apply for the CM Punjab Kissan Card, farmers must meet these conditions:

Land Ownership: At least 1 acre and a maximum of 12.5 acres of agricultural land.
Residency: You must be a permanent resident of Punjab.
CNIC: You must have a valid Computerized National Identity Card (CNIC).
Mobile SIM: You must have a registered SIM linked to your CNIC.
Land Record: Your land details must be registered with the Punjab Land Records Authority (PLRA).
No Loan Default: You must not have any unpaid agricultural loans from any bank.
One Per Family: Only one farmer per family can apply.

Who is NOT Eligible?

You are NOT eligible if you own more than 12.5 acres of land.
You are NOT eligible if you don’t have a registered CNIC or SIM.
You are NOT eligible if you already have unpaid bank loans.

Chief Minister Punjab Kissan Card Scheme Registration Method

Farmers can apply for the Kissan Card by sending a message to the registration code. Follow these easy steps:

Apply via SMS

Open your mobile’s SMS app.
Type PKC, give a space, and then type your CNIC number.
Send this message to kisan card registration code 8070.
Wait for a confirmation SMS from the Punjab Agriculture Department.

Important Notes:

You will receive an SMS once your application is processed.
If approved, visit the nearest Bank of Punjab (BOP) branch to collect your Kissan Card.

This process is very simple and easy, so make sure to follow the steps carefully!

Loan Details & Repayment Process

Kissan Card Loan Details:

Land Size (Acres)	Maximum Loan (Rs.)
1 Acre	30,000
2 Acres	60,000
5 Acres	150,000
10 Acres	300,000
12.5 Acres	375,000

This loan is only for farming needs like fertilizers, seeds, and pesticides. You cannot withdraw cash. The money will go directly to approved sellers through the Kissan Card.

CM Kissan Card Loan Repayment Policy

You must return the loan within 6 months.
If needed, you get 1 extra month to pay.
You can pay at any Bank of Punjab branch or use mobile banking.
If you don’t pay on time, you may have to pay extra charges or lose the loan.

Pay on time to keep getting help in the future!

Benefits of Kissan Card Program in Punjab

0% Interest Loan – You only pay back what you borrow. Halal loan, no extra charges.
Easy Registration – You can apply by SMS in minutes.
Secure & Direct Payment – Money goes straight to approved sellers, no middlemen, no fraud.
Improved Farming – Farmers can easily buy fertilizers, seeds, and pesticides without money worries.
Fast & Simple Process – Digital system makes approval quick and easy.
Easy to Pay Back – Return the loan in 6 months, or get 1 extra month if needed.

Frequently Asked Questions (FAQs)

1. Can women farmers apply for the Kissan Card?

Yes, women who own 1 to 12.5 acres of land and meet the eligibility criteria can apply.

2. Can I use the Kissan Card outside Punjab?

No, the Kissan Card is only for farmers in Punjab and cannot be used in other provinces.

3. Is there a limit on how many times I can apply for a loan?

Yes, you can apply every season, but only if you fully repay your previous loan on time.

4. Is there any processing fee for the loan?

No, there are no hidden charges or fees. The loan is 100% interest-free.

5. What should I do if I lose my Kissan Card?

Immediately report the loss to the Bank of Punjab (BOP) and request a replacement.

6. What happens if my application is delayed?

If your application takes longer than expected, check for updates by calling BOP or visiting an agriculture office.

7. Can I cancel my loan after approval?

Once approved, you cannot cancel the loan. However, if you don’t use it, the amount will remain unused.

8. What is the Last Date to Apply?

Opening Date: June 4, 2024
Last Date: Ongoing, but may close before May 15, 2025 (Tentative, not 100% confirmed)

Kissan Card is a project of Mian Nawaz Sharif, which Chief Minister Maryam Nawaz has taken forward. pic.twitter.com/5bfRLLDLCM

— Bilal Rizwan (@BilalRixwan1) March 20, 2025

Apply as soon as possible to avoid missing the deadline!

Conclusion:

The CM Punjab Kissan Card is a big step toward helping farmers in Punjab. It provides interest-free loans so farmers can buy fertilizers, seeds, and pesticides without financial stress. The process to apply is simple, and the loan repayment is flexible, making it easy for farmers to manage. Since this scheme is fully backed by the government, it is safe, transparent, and trustworthy.

If you are a farmer in Punjab, apply now and take full advantage of this golden opportunity to improve your farming and increase your income!