Punjab Livestock Scheme vs Card – Which One Should You Apply?

June 21, 2025 Shaukat

These days, people in Punjab are hearing a lot about two government schemes — “Free Gaye aur Bhains Scheme” and “Livestock Card Scheme.” But the truth is… most people are still confused:

What’s the real difference between these two “Livestock Asset Scheme” and the Livestock Card?
Who is eligible for what?
And most importantly — which one should I apply for?

Don’t worry at all! Because, This post will explain everything in the easiest way possible — step by step, point by point, so that not even one question remains in your mind. Just keep reading till the end…

Real Difference Between Livestock Asset Transfer and Livestock Card:

Feature	Livestock Asset Transfer (Phase 2)	Livestock Card Scheme
Target People	Poor, widowed or divorced women in villages	Small farmers (men & women)
Region	12 South Punjab Districts only	All Punjab – any city, any village
What You Get	Free cow or buffalo (100% free)	Interest-free loan to buy animal or feed
Repayment?	No repayment at all	Yes, small monthly installments
Gender Eligibility	Only women (widow or divorced, below 55 years)	Both men and women farmers
Income Source	Start milk business from home	Expand dairy business or livestock farm
Ownership of Animal	Given free, owned by you from Day 1	Owned after loan repayment
App to Apply?	Yes – App & CM Facilitation Desk	No, Just send SMS to register.
Training?	Yes – Animal care & milk business	Yes – Business & animal productivity
Start Date	1 June 2025	May 2025
Last Date	31 August 2025	15 June 2025

What is Free Livestock Asset Transfer Program – Phase 2?

Now let’s talk in detail. Livestock Asset Transfer Phase 2 by CM Maryam Nawaz is only for poor, widowed, or divorced women who live in 12 backward districts of South Punjab.

You get a free cow or buffalo – no paisa needed!
You can start selling milk from your home.
You become the full owner of the animal.
You don’t need to return anything, ever.
Apply from mobile app or go to your nearest CM Livestock Facilitation Desk.

Who Can Apply for Livestock Asset Transfer Program?

Woman who is widowed or divorced
Must live in rural area of one of these 12 districts:
- D.G. Khan, Rajanpur, Layyah, Muzaffargarh, Kot Addu, Multan, Khanewal, Lodhran, Vehari, Bahawalpur, Rahim Yar Khan
Age below 55 years
Not a government employee
Not already getting help from any similar scheme

Documents Required:

Original CNIC (correct address)
Divorce/widow certificate from NADRA or legal authority
Residential proof (utility bill, domicile, etc.)
2 passport-size photographs

Important Dates:

Apply Start: 1 June 2025
Last Date: 31 August 2025
Distribution Begins: September 2025

Benefits:

Zero investment, full earning
Home-based business
Animal care training provided
Poverty reduction
Empowerment of rural women

What is CM Punjab Livestock Card Scheme – 2025?

CM LiveStock Card scheme is for small farmers – whether male or female – who want to buy animals, feed, or medicine but don’t have money.

You get a Livestock Card loaded with loan balance
Buy anything you need for your animals
No interest at all
You start paying after 3 months – easy monthly installments

‍ Who Can Apply Livestock Card?

Small farmer with 1–10 animals
Lives anywhere in Punjab – not limited to South Punjab
Can be male or female
Willing to repay monthly loan amount

Documents Required:

Original CNIC
Proof of livestock ownership (if possible)
Optional: FRC, vaccination card, income details

Important Dates:

Apply Start: May 2025
Last Date: 15 June 2025
Card Distribution: From July 2025

Benefits:

Buy animal or supplies without cash
Boost your dairy or farming business
No interest, flexible repayment
Modern farming support with digital card

Which Scheme one is Best for you?

Let’s make it easy. Match your situation with the table below:

You Are…	Scheme You Should Choose
Widow or divorced woman (under 55) in South Punjab	Livestock Asset Transfer (Free cow/buffalo)
Poor female, no income, want home business	Livestock Asset Transfer Scheme
Small farmer with 2-3 animals	Livestock Card Scheme
Want to buy new animal with no interest loan	Livestock Card Scheme
Want 100% free animal, no repayment	Livestock Asset Transfer
Live in Central/North Punjab	Livestock Card Scheme
Can repay in small amounts monthly	Livestock Card Scheme

My Final Words

CM Free Livestock Asset Transfer Program and CM Punjab Livestock Card both Schemes are amazing, but they’re not for everyone:

If you’re a widow/divorced woman with zero income – go for the free animal
If you’re a small farmer and want to grow your dairy work – go for the card scheme

This is a once-in-a-lifetime opportunity—apply before the deadline, and don’t forget to share this post with your friends, relatives, and neighbours, because the more people know, the more lives will benefit! Stay Connected, Keep Visiting: Allprograms.com.pk!