NBP Roshan Ghar Solar Finance 2025 – Apply Now

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Imagine this… Your electricity bill goes almost to zero. Your fans, lights, and water motor never stop — even during loadshedding. You get free electricity from the sun, every day, from your own roof!

Sounds like a dream? Well, this dream is now possible — with NBP Roshan Ghar Solar Finance Scheme 2025.

This is a solar loan scheme by National Bank of Pakistan (NBP), made specially for families in Pakistan — so they can install solar panels on their homes, without worrying about big upfront money.

What is NBP Roshan Ghar Solar Finance?

NBP Roshan Ghar Solar Finance Scheme is a loan from NBP that helps you:

• Buy solar panels and complete solar system

• Install it on your own home

• Pay the amount back in easy monthly installments

• Get rid of high electricity bills forever

NBP Roshan Ghar Solar Scheme Basic Features:

Eligibility Criteria for Roshan Ghar Solar Scheme

General Requirements:

• Must be a Pakistani citizen living in Pakistan

• Must have clean credit history

• Should meet income and property requirements

Salaried People

• Age: 22 to 60 years

• Job: At least 1 year in current job, 3 years total work experience

• Minimum Income:

  • Govt Job: Rs. 25,000/month

  • Private Job: Rs. 35,000/month

Business / Self-Employed People

• Age: 22 to 65 years

• Business must be running for at least 3 years

• Monthly income: Rs. 70,000 or more

What Type of Property is Required?

To get this loan, the solar system must be installed on your own home.

Your home must:

• Be legally owned by you (or your parents/spouse, with NOC)

• Have space on the roof for solar panels

• Be mortgage-able if needed

Note: Commercial buildings are not allowed.

Who Can Be Your Co-Applicant?

If the house is not in your name, or your income is low, you can add a co-applicant.

Allowed Co-Applicants:

• Your spouse (wife/husband)

• Your parents

• Your adult son

Not allowed: Brothers, sisters, friends.

How Do You Repay the Loan?

• If you’re a government employee: Monthly installment is cut directly from your salary account at NBP

• Others: Payment is done through Direct Debit Authority (DDA) from your NBP account

How to Get the NBP Roshan Ghar Application Form and Fill It?

Step 1: Visit Nearest NBP Branch

Go to any NBP branch in your city. Ask for “Roshan Ghar Solar Finance application form.”

Or, click the button below to get the NBP Roshan Ghar Solar Finance Scheme application form easily.

Click Here to Get the Application Form for BP Roshan Ghar Solar Finance Scheme

Step 2: Fill the Form

The form will ask:

• Your name, CNIC, address, phone

• Your job/business details

• Your co-applicant details (if any)

• Details about the solar system (size, vendor, cost)

• Details about your house

Step 3: Attach All Required Documents

Required Documents (Complete Checklist)

For Salaried Persons:

• Filled application form

• CNIC (original + copies) – yours and co-applicant’s

• 3 passport-size photos

• 3 recent salary slips

• 3 months bank statements

• Job certificate / service card

• Utility bills (last 3 months)

• Property documents (if house is mortgaged)

• Direct Debit Authority form

• Solar system quotation from vendor

• 12 blank signed cross cheques

• NOC for net metering (if needed)

For Business Owners:

• Business proof (NTN, tax returns, shop certificate)

• 6 months bank statements (with stamp)

• Business ownership documents

• Solar quotation

• Property proof

• All other documents same as above

What Will You Give as Security? (Collateral)

If You Work in Government:

You don’t need to give your house as security. Just give:

• A guarantee from your employer

• Some signed papers promising to pay back the loan

For Others (Private Job / Business):

You will need to give one of these as security:

• Your house as mortgage (bank can take it if you don’t pay)

• Your fixed deposit or term deposit in NBP (bank can take money from it if you don’t pay)

• Your gold as pledge (bank keeps it safe until you pay back)

• Your saving certificates (like DSCs or SSCs) as pledge (bank keeps them until you pay back)

How to Apply for NBP Roshan Ghar Solar Finance Loan?

• Take the complete application form and fill it carefully with all the required details.

• Attach all the necessary documents with your form.

• Submit your application at any NBP branch near you, whether you live in a city or a village in Pakistan.

• Once your application is approved, NBP will send the loan money directly to the solar system vendor.

• Then, the vendor will install the solar panels on your home.

NBP Roshan Ghar Loan Repayment Process

• You will start repaying your loan after a grace period, which usually lasts 1 to 3 months after the loan is disbursed.

• The repayment is done in easy monthly installments.

• NBP will deduct your monthly payment automatically from your account (or salary if you are a government employee).

NBP Roshan Ghar Solar System Details

You need to provide:

• Quotation of the solar system

• Property ownership documents

• NOC for net metering (if applicable)

• Vendor details

• 12 signed cheques (security)

Solar System Size – How Big?

NBP allows you to install a system from Rs. 4 lakh to Rs. 50 lakh.

Usually:

• 5 kW system: for small homes

• 10–15 kW: for big homes or water motors

• Vendor will guide based on your electricity usage

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Real-Life Example: How Much Will You Pay & Save?

Let’s say:

• Solar system cost = Rs. 800,000

• You pay 20% = Rs. 160,000 (your own part)

• NBP gives loan = Rs. 640,000

• Monthly repayment = around Rs. 12,000 for 7 years

Before solar:

• Monthly bill = Rs. 20,000

After solar:

• Monthly bill = Rs. 2,000

Your saving = Rs. 18,000/month!

That saving covers the loan, and after 7 years — your electricity is fully free!

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FAQs about NBP Roshan Ghar Solar Finance Loan

1. Is the NBP Roshan Ghar Solar loan interest-free?

• No, the loan is not interest-free. It has a small markup which is calculated as 1-Year KIBOR + 2%. This means you pay a little extra on top of the loan amount as a fee for borrowing.

2. Can I install solar panels on my parents’ house with this loan?

• Yes, you can. But your parents must be added as co-applicants on the loan application. This means both of you share responsibility for the loan.

3. Can I apply for this loan if I live in an apartment or flat?

• Yes, you can apply if your flat has enough roof space for solar panels and you get an official No Objection Certificate (NOC) from your building society or housing authority.

4. Can I choose any solar panel vendor for installation?

• Yes, you can choose any vendor you like. It’s best to use vendors approved by the Alternative Energy Development Board (AEDB), but NBP also accepts reliable local vendors.

5. Am I allowed to repay the loan early?

• Yes, you can repay your loan early anytime without any penalty or extra charges. Early repayment helps you save on the markup (interest).

Final Words – Why You Should Apply Today

NBP Roshan Ghar Solar Finance is more than just a loan. It is your chance to:

• Say goodbye to high electricity bills forever
• Make your home ready for the future with clean energy
• Use free sunlight to save money every month
• Install solar panels without paying the full cost upfront
• Support Pakistan’s move towards clean and green energy

If you own a home and have a steady income, don’t wait any longer. Visit your nearest NBP branch today, get the application form, and apply for this life-changing solar finance loan!

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